Month: February 2022

If you recently purchased a home, you are likely excited and happy about owning someplace that is all yours. While this is a wonderful occasion, it’s important to keep a few things in mind, especially if you are a first-time homeowner. These suggestions can help you ensure you are prepared for the unexpected. 

1. Make Sure You Have Insurance

If you previously rented, you likely had renter’s insurance. Homeowner’s insurance operates in a similar manner, but it can be even more important to have. Most mortgages require you to carry homeowner’s insurance, to begin with, and it can provide other basic protections, like damage to the inside or outside of your home, or theft or damage to your possessions. Having this on hand can save you money in the long run. 

2. Determine What Rules You Need To Follow

Depending on where you live, there might be certain rules you …

It’s hard to know how to react when you get in a car accident. It’s even more frustrating when someone else causes the accident. You want to make sure you receive fair payment from your insurance company, while you also might be concerned about everyone’s physical condition. This post will lay out some steps you should take when an accident occurs.

Call the Police

In any circumstance where there’s a car accident, it’s important to call the police to make sure everyone’s information is documented. The police can issue citations if necessary, write up an official report of the accident, and remove any debris from the roadway for safety purposes.

Exchange Information

You should exchange contact information with other drivers involved in the accident. If there are no serious injuries, then exchanging insurance information should be all you need to do. Also, if there were any witnesses to your …