Assessing Loan Risk

Savings accounts are excellent places in which to stash those emergency funds you may need at some point for a rainy day. Most banks will allow you to start a savings account with a deposit as low as $25. One of the best things about a savings account is that if you’re ever in need of immediate cash, but you don’t want to touch your savings, your bank may be willing to offer you a pass loan.

Pass Loans

Pass loans, which are sometimes called passbook loans, are loans that use your passbook savings as collateral. Regulations vary from financial institution to financial institution about the actual amount the bank will advance you: Some banks will only loan you 50 percents of your passbook balance while others will loan you the entire balance of your savings account. In most instances, you won’t be able to withdraw your own funds …

How To Prepare Yourself To Face a Legal Challenge

One of the most stressful things that can happen to a person in his or her life is to go to court to face a legal challenge. If this is happening to you for any reason, you may be unsure of how to act in the circumstance in which you find yourself. You may not know who you should speak to or how you should go forward in your upcoming legal situation. Luckily, you are not the first person to deal with this issue, and you can learn from the experiences of those who have come before you. Here are some tips to help you get ready for anything that you may face in court.

First, make sure that you have the best legal representation that you can have. Find a lawyer in your community that has experience in the area that is relevant to your case. Make sure that …

Factors That Can Change Existing Child Visitation and Custody Arrangements

When you file for divorce and have minor children, the court will make a decision regarding who gets primary custody of those children. The court will also help you work out a visitation plan that allows the noncustodial parent to see and spend time with those children. Even if you have an arrangement already in place, you may want to look at some factors that can change that agreement.

One Parent Moves

Child visitation Hillsborough County agreements can change when one parent moves. If you have primary custody and need to move for work, you will need to petition the court to change your existing order. The noncustodial parent can challenge your move and claim that he or she cannot easily travel to see the children in your new city. You may find that the judge requires you to pay your former spouse’s travel to your new city or that …